Health Savings Account


Keep your pocketbook in tip-top shape, with a Health Savings Account from your Hometown Community Bank. With an HSA, you can save tax-free today in preparation for tomorrow's medical expenses*. Plus, an HSA gives you easy access to your funds when you need them.

Open a Health Savings Account in conjunction with a high deductible health plan, and start saving today!

  • Your contributions to an HSA are tax deductible*
  • High annual contribution limits (2017 IRS limits are $3,400 for individual health plans or $6,750 for family health plans)
  • Pay for qualified medical expenses as you incur them
  • End-of-year balances remain in account for future use
  • Earn competitive interest, tax-free**
  • Low $25 annual fee
  • Free HSA debit card and checks
  • Free eStatements
  • Free online banking

* When used for qualified medical expenses. Consult a tax advisor.
** Annual contribution limits are set by the IRS. Consult a tax advisor.

Rates effective October 16, 2017 to October 22, 2017
AmountRateAPY
Full Balance1.00%1.00%

Rate is variable and may change after the account is opened.



View Current Rates

Locations



Hometown Community Banks
Morton, IL
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