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Health Savings Account

Save for tomorrow's qualified medical expenses with an HSA.
What if your health and finances could work together? Keep your pocketbook in peak condition with a Health Savings Account (HSA) from Hometown Community Bank! With an HSA, you can save tax-free* today to prepare for tomorrow’s medical expenses.

A health savings account is a personal savings account specially designed for individuals with a high-deductible health plan. When funds are used for qualified medical expenses, contributions are tax-deducible*!  This savings account allows you to pay for qualified medical expenses as you incur them using a Hometown Community Banks HSA Debit Card or checks. The IRS Publication 502 contains a partial list of qualified medical expenses*.

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 Account Details:

Minimum Opening Deposit:
There is no minimum deposit to open your Health Savings Account.
Minimum Balance:
There is no minimum balance required.
Monthly Service Fees:
There is no monthly service fee; however, there is an annual fee of $25.
Account Requirements:
  • Enrolled in a High-Deductible Health Plan (HDHP)
  • Not covered under another non-HDHP
  • Not enrolled in Medicare
  • Not eligible to be claimed as a dependent on another's individual tax return

*Consult a tax advisor for specific details. 

Quick Access:

P Online Banking linkP Mobile Banking buttonP Debit Card button

Rates effective as of December 1, 2020
AmountInterest RateAPY
Full Balance.05%.05%

Interest Rate is variable and may change after the account is opened. Fees may reduce earnings. APY is Annual Percentage Yield.

View Current Rates