Save for tomorrow's qualified medical expenses with an HSA.
What if your health and finances could work together? Keep your pocketbook in peak condition with a Health Savings Account (HSA) from Hometown Community Bank! With an HSA, you can save tax-free* today to prepare for tomorrow’s medical expenses.
A health savings account is a personal savings account specially designed for individuals with a high-deductible health plan. When funds are used for qualified medical expenses, contributions are tax-deducible*! This savings account allows you to pay for qualified medical expenses as you incur them using a Hometown Community Banks HSA Debit Card or checks. The IRS Publication 502 contains a partial list of qualified medical expenses*.
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Account Details:
Minimum Opening Deposit:
There is no minimum deposit to open your Health Savings Account.
Minimum Balance:
There is no minimum balance required.
Monthly Service Fees:
There is no monthly service fee; however, there is an annual fee of $25.
Account Requirements:
- Enrolled in a High-Deductible Health Plan (HDHP)
- Not covered under another non-HDHP
- Not enrolled in Medicare
- Not eligible to be claimed as a dependent on another's individual tax return
*Consult a tax advisor for specific details.
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Rates effective as of
June 5, 2023Amount | Interest Rate | APY |
---|
Full Balance | .05% | .05% |
Interest Rate is variable and may change after the account is opened. Fees may reduce earnings. APY is Annual Percentage Yield.
View Current Rates