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Active Fraud Alert

Caller ID Spoofing is a tactic used by criminals where they place calls that appear to be from the bank. They claim any number of reasons for the call. Actually they are trying to compromise your security by gaining your personal information or your security codes. 

If you receive one of these calls, you should disconnect the call and immediately call the number on the back of your debit card.

Image of a medical document.

Health Savings Account

Save for tomorrow's qualified medical expenses with an HSA.
What if your health and finances could work together? Keep your pocketbook in peak condition with a Health Savings Account (HSA) from Hometown Community Bank! With an HSA, you can save tax-free* today to prepare for tomorrow’s medical expenses.

A health savings account is a personal savings account specially designed for individuals with a high-deductible health plan. When funds are used for qualified medical expenses, contributions are tax-deducible*!  This savings account allows you to pay for qualified medical expenses as you incur them using a Hometown Community Banks HSA Debit Card or checks. The IRS Publication 502 contains a partial list of qualified medical expenses*.

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 Account Details:

Minimum Opening Deposit:
There is no minimum deposit to open your Health Savings Account.
Minimum Balance:
There is no minimum balance required.
Monthly Service Fees:
There is no monthly service fee; however, there is an annual fee of $25.
Account Requirements:
  • Enrolled in a High-Deductible Health Plan (HDHP)
  • Not covered under another non-HDHP
  • Not enrolled in Medicare
  • Not eligible to be claimed as a dependent on another's individual tax return

*Consult a tax advisor for specific details. 

Quick Access:

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Rates effective as of January 18, 2022
AmountInterest RateAPY
Full Balance.03%.03%

Interest Rate is variable and may change after the account is opened. Fees may reduce earnings. APY is Annual Percentage Yield.

View Current Rates