Fee Schedule

Individual Retirement Account (IRA)  
Transfer Fee$50.00 
Self Directed IRABased on asset sizeannual fee
Health Savings Account (HSA)  
Service Fee$25.00annual fee
Outgoing transfer fee$100.00 
Savings Account  
If daily balance drops below $50$3.00per month
Fee waived if age is less than 18 or 55 or older  
ATM / Debit Cards  
Replacement Card$10.00per card
Wire Transfer  
Incoming$15.00per transfer
International$60.00per transfer
Outgoing$25.00per transfer
Night Depository  
Key$5.00 
Locking bag with key$25.00 
Locking bag key replacement$10.00 
Zipper bag$5.00 
Safe Deposit Box  
Safe Deposit BoxFees vary by location 
Safe Deposit Box and Locker Key Replacement$150.00per key
Safe Deposit Box and Locker drilling / new lock & key$350.00 
Checks  
Checksprices vary by style 
Cashier's Check more than $1,000 (MCB customers only)$2.00per check
Foreign Currency / Checks$10.00per order
Dormant Accounts  
Dormant Fee$10.00per month
Dormant account balance sent to the State$25.00per account
Overdraft Fee  
Overdraft Paid Item(s) Fee$30.00per item presented
Other Items  
Stop Payment$30.00per item presented
Account closure within 3 months of opening$25.00per account closed
Legal order processing - levies, garnishments, etc.$100.00per order
Medallion Signature Guarantee (MCB customers only at select locations)$45.00 
Money Orders $1,000 or less (MCB customers only)$1.00per money order
Research fee - 1/2 hr minimum charge$50.00per 1/2 hour
Routing Number
071123204
Call Us
(888) 418-5585
Find a Branch or ATM


  • Morton Community Bank is an Illinois Chartered Bank which includes Clock Tower Community Bank and all your Hometown Community Banks. 
Morton Community Bank
Morton, IL
NMLS #422122
Member FDIC
2024 - All Rights Reserved