Earn points with every purchase.
A Hometown VISA® Credit Card offers you convenience, attractive rewards, and a generously low APR (Annual Percentage Rate). Whether you prefer Cash Back or Rewards, you can choose what best fits your lifestyle.
Please contact us immediately if you have lost your card. If you are calling during business hours, please call the Credit Card Department at 309-284-1340 or you can reach our 24-Hour Customer Service at 1-800-876-9119.
First time Hometown Community Banks Credit Card user? Click Here to learn more about accessing your credit card account online.
Cash Back Rewards Visa® Credit Card
Features:
- Cash Back for every dollar spent on qualified purchases*
- No caps or limits on the Cash Back
- Cash Back paid annually
- Online account access
- No annual fees
| Yearly Purchases | Cash Back Bonus |
|---|
| 0 - $999.99 | 0.25% |
| $1,000 - $1,999.99 | 0.50% |
| $2,000 - $2,999.99 | 0.75% |
| $3,000 - Unlimited | 1.00% |
*Qualified purchases do not include cash advances, balance transfers, convenience checks or returns.
ScoreCard Rewards Visa® Credit Card
Features:
- ScoreCard points for every dollar spent on qualified purchases*
- Points saved for up to four years from date of issuance
- No caps or limits on the number of points
- Points redeemed for travel, hotel stays, gift cards or merchandise
- Online account access
- No annual fees
*Qualified purchases do not include cash advances, balance transfers, convenience checks or returns.
Every dollar in qualifying purchases minus returns (Net Purchases") that account holders ("You") charge to an eligible credit card account covered by this ScoreCard program ("Program") and that appears on your statement during the program period earns you one (1) Bonus Point ("Point") as provided for in these program rules. No points are earned for finance charges, fees, cash advances, convenience checks, foreign transaction currency conversion charges or insurance charges posted to your account.
Rate is variable and determined by adding a margin to the Prime Rate. Offer of credit is subject to credit approval. Cash Advances/ATM: 3.0% of the amount advanced ($10.00 min - $300 max). International Currency Fee: 1.0% for transactions involving currency exchange, 1.0% for transactions not involving currency exchange.