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Exciting News! Marine Bank to become a part of our Hometown Community Banks Family in June 2023. Click here for details.

Current Rates


Rates effective as of December 5, 2022

All depositors are insured up to $250,000.00 by the Federal Deposit Insurance Corporation.
Rates may be unavailable in counties where the Bank does not maintain a branch facility.

Platinum Money Market

AmountInterest RateAPY
$100,000 and up0.42%0.42%
$25,000 to $99,9990.28%0.28%
$24,999 & below0.12%0.12%

Minimum Opening Deposit is $25,000. APY is Annual Percentage Yield.
Interest Rate is variable and may change after the account is opened. Fees may reduce earnings on account.

Interest Checking

AmountInterest RateAPY
$15,000 and up0.04%0.04%
$5,000 to $14,9990.04%0.04%
$1,000 to $4,9990.04%0.04%
$999 & below0.00%0.00%

APY is Annual Percentage Yield. Minimum opening deposit is $50.
Interest Rate is variable and may change after the account is opened. Fees may reduce earnings.

Certificate Specials*

Under $100,000$100,000 and Over
TermInterest RateAPYInterest RateAPY
14 Month1.99%2.01%2.05%2.07%
7 Month1.20%1.21%1.26%1.27%

$10,000 minimum deposit  on 7 month and 14 month special.
Upon maturity 7 month special will renew at current 6 month rate.
Upon maturity 14 month special will renew at current 12 month rate.
* Withdrawals of interest may reduce earnings.  A penalty may be imposed for early withdrawal. APY is Annual Percentage Yield.

Certificate of Deposit*

Under $100,000$100,000 and Over
TermInterest RateAPYInterest RateAPY
10 Years1.99%2.01%2.05%2.07%
5 Years1.43%1.44%1.49%1.50%
48 Months1.35%1.36%1.41%1.42%
36 Months1.17%1.18%1.23%1.24%
24 Months1.11%1.12%1.17%1.18%
12 Months1.01%1.02%1.07%1.08%
6 Months0.51%0.51%0.57%0.57%
3 Months0.44%0.44%0.50%0.50%

Minimum Opening Deposit is $1,000. APY is Annual Percentage Yield.
* Withdrawals of interest may reduce earnings.  A penalty may be imposed for early withdrawal.  Specials cannot be combined with any other offers.  Interest begins to accrue on the business day you deposit non-cash items.

Classic Savings

AmountInterest RateAPY
Full Balance0.05%0.05%

APY is Annual Percentage Yield. Minimum Opening Deposit is $50. Fees may reduce earnings.
Interest Rate is variable and may change after the account is opened.  

Christmas Club

AmountInterest RateAPY
Full Balance0.05%0.05%

APY is Annual Percentage Yield. Minimum Opening Deposit is $1.00. Interest Rate is variable and may change after the account is opened.  See us for specific details on Christmas Club Accounts. 

Individual Retirement Account Special

Under $100,000$100,000 and Over
TermInterest RateAPYInterest RateAPY
5 Year IRA1.43%1.44%1.49%1.50%

APY is Annual Percentage Yield. Minimum Opening Deposit is $1,000. A penalty may be imposed for early withdrawal.

IRA Accounts

Under $100,000$100,000 and Over
TermInterest RateAPYInterest RateAPY
10 Years1.99%2.01%2.05%2.07%
5 Years1.43%1.44%1.49%1.50%
48 Months1.35%1.36%1.41%1.42%
36 Months1.17%1.18%1.23%1.24%
24 Months1.11%1.12%1.17%1.18%
12 Months1.01%1.02%1.07%1.08%

Minimum Opening Deposit is $1,000. APY is Annual Percentage Yield. A penalty may be imposed for early withdrawal. 

Money Market IRA

AmountInterest RateAPY
Full Balance0.10%0.10%

Minimum opening deposit is $100. APY is Annual Percentage Yield. Interest Rate is variable and may change after the account is opened.

Health Savings Accounts

AmountInterest RateAPY
Full Balance.05%.05%

Interest Rate is variable and may change after the account is opened. Fees may reduce earnings. APY is Annual Percentage Yield.

Interest on all accounts, except certificates of deposit, IRA Specials and IRA certificates of deposits, begins to accrue no later than the business day the bank receives credit for the deposit of non-cash items.

For purposes of determining applicable rates, deposit amounts are rounded down to the nearest dollar.  For example, a balance of $14,999.90 would qualify for rates payable on deposits up to $14,999, not for rates payable on deposits of $15,000 or over.