Platinum Money Market

Take your relationship with your Hometown Community Bank to the next level.  A Platinum Money Market account works to enhance the return on your balances.

Earn a higher tiered interest rate — with no monthly service fee — for as long as you keep your balance at $25,000 or above. Plus, with a Platinum Money Market Account you are allowed up to six withdrawals by check or transfer each month!

  • Higher tiered interest rates to reward larger account balances
  • No monthly service fee on average daily balances of $25,000+
  • $25 monthly service fee if the average daily balance falls below $25,000
  • Free checks
  • Free eStatements
  • Free online banking
  • Up to six withdrawals by check or transfer each month
  • Unlimited withdrawals in person or by mail
  • $25,000 minimum deposit to open

APY is Annual Percentage Yield

Rates effective May 26, 2020 to May 31, 2020
AmountInterest RateAPY
$100,000 and up0.05%0.05%
$25,000 to $99,9990.05%0.05%
$24,999 & below0.05%0.05%

Minimum Opening Deposit is $25,000. APY is Annual Percentage Yield.
Interest Rate is variable and may change after the account is opened.  Only six (6) automatic or pre-authorized transfers, telephone transfers, Online and mobile banking transfers or payments or, if checks or debit cards are included on the account, check, draft and point-of-sale transactions are allowed per statement cycle. But, you can make unlimited withdrawals or transfers by mail, ATM or in person. Fees may reduce earnings on account.

View Current Rates


Hometown Community Banks
Morton, IL
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