Hometown Community Banks Online Bill Pay is fast, easy to use and secure. Online Bill Pay can also be used to transfer funds to your account at another bank or financial institution. Even better—it is Free!
Once you are logged into Online Banking and have enrolled, you can:
While our goal is to send all payments electronically, we cannot guarantee 100% electronic. The way the payment remits depends on the payee, payment history, recent activity, and the amount of the payment.
In some cases, the payee is not set up electronically. Keep in mind that whether we send the payment electronically or send a paper payment, our goal is to deliver the payment to the payee on the due date. Paper payments may take 3 business days for mail delivery.
Bill-Pay payments may be processed using any of the following payment methods:
Electronic The funds for the payment are sent electronically to the payee. An ACH debit will post to your account on the payment date.
Single Check A check is mailed on your behalf to the payee using the United States Postal Service (USPS). The check is drawn on an account held by the bill payment processor. An ACH debit will post to your account on the scheduled payment date to reimburse the bill payment processor. The debit to your account does not guarantee payment has been received by the payee. If you need to know if the check has been processed by the payee, you will need to contact the bank.
Draft Check A check is mailed on your behalf to the payee using the United States Postal Service (USPS). The check is drawn on your account. The check will show in your transaction history when the check is processed by the payee.
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