Interest Checking

With Interest Checking, you earn a market-based return on your ordinary checking funds.  Put your hard-earned cash to work, with Interest Checking from your Hometown Community Bank!

Get started today, with only $50 minimum deposit to open.

  • $1,000 minimum balance to earn interest
  • No monthly service fee on average daily balances of $1,000+
  • $5 monthly service fee if the average daily balance falls below $1,000
  • Free MasterCard® debit card
  • Free online banking
  • Free paper statements or eStatements
Rates effective as of September 14, 2020
AmountInterest RateAPY
$15,000 and up0.05%0.05%
$5,000 to $14,9990.05%0.05%
$1,000 to $4,9990.05%0.05%
$999 & below0.00%0.00%

Minimum Opening Deposit is $50. APY is Annual Percentage Yield. 
Interest Rate is variable and may change after the account is opened. Fees may reduce earnings

View Current Rates


Hometown Community Banks
Morton, IL
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