Current Rates
Rates effective as of April 15, 2024
All depositors are insured up to $250,000.00 by the Federal Deposit Insurance Corporation.
Rates may be unavailable in counties where the Bank does not maintain a branch facility.
Rates effective as of April 15, 2024
| Amount | Interest | APY |
|---|---|---|
| $100,000 and up | 1.00% | 1.00% |
| $25,000 to $99,999 | 0.78% | 0.78% |
| $24,999 & below | 0.44% | 0.44% |
Minimum Opening Deposit is $25,000. APY is Annual Percentage Yield.
Interest Rate is variable and may change after the account is opened. Fees may reduce earnings on account.
Rates effective as of April 15, 2024
| Amount | Interest Rate | APY |
|---|---|---|
| $15,000 and up | 0.04% | 0.04% |
| $5,000 to $14,999 | 0.04% | 0.04% |
| $1,000 to $4,999 | 0.04% | 0.04% |
| $999 & below | 0.00% | 0.00% |
Minimum opening deposit is $50. APY is Annual Percentage Yield.
Interest Rate is variable and may change after the account is opened. Fees may reduce earnings.
Rates effective as of April 15, 2024
Under $100,000
| Term | Interest Rate | APY |
|---|---|---|
| 14 Month | 4.01% | 4.08% |
| 7 Month | 4.01% | 4.08% |
$100,000 and Over
| Term | Interest Rate | APY |
|---|---|---|
| 14 Month | 4.07% | 4.15% |
| 7 Month | 4.07% | 4.15% |
$10,000 minimum deposit on 7 month and 14 month special.
Upon maturity 7 month special will renew at current 6 month rate.
Upon maturity 14 month special will renew at current 12 month rate.
* Withdrawals of interest may reduce earnings. A penalty may be imposed for early withdrawal. APY is Annual Percentage Yield.
Rates effective as of April 15, 2024
Under $100,000
| Term | Interest Rate | APY |
|---|---|---|
| 10 Years | 1.99% | 2.01% |
| 5 Years | 2.06% | 2.08% |
| 48 Months | 2.09% | 2.11% |
| 36 Months | 2.13% | 2.15% |
| 24 Months | 2.48% | 2.51% |
| 12 Months | 2.77% | 2.81% |
| 6 Months | 2.43% | 2.46% |
| 3 Months | 2.02% | 2.04% |
$100,000 and Over
| Term | Interest Rate | APY |
|---|---|---|
| 10 Years | 2.05% | 2.07% |
| 5 Years | 2.12% | 2.14% |
| 48 Months | 2.15% | 2.17% |
| 36 Months | 2.19% | 2.21% |
| 24 Months | 2.54% | 2.57% |
| 12 Months | 2.83% | 2.87% |
| 6 Months | 2.49% | 2.52% |
| 3 Months | 2.08% | 2.10% |
Minimum Opening Deposit is $1,000. APY is Annual Percentage Yield.
* Withdrawals of interest may reduce earnings. A penalty may be imposed for early withdrawal. Specials cannot be combined with any other offers. Interest begins to accrue on the business day you deposit non-cash items.
Rates effective as of April 15, 2024
| Amount | Interest Rate | APY |
|---|---|---|
| Full Balance | 0.05% | 0.05% |
Minimum Opening Deposit is $50. APY is Annual Percentage Yield. Fees may reduce earnings.
Interest Rate is variable and may change after the account is opened.
Rates effective as of April 15, 2024
| Amount | Interest Rate | APY |
|---|---|---|
| Full Balance | 0.05% | 0.05% |
Minimum Opening Deposit is $1.00. APY is Annual Percentage Yield. Interest Rate is variable and may change after the account is opened. See us for specific details on Christmas Club Accounts.
Rates effective as of April 15, 2024
Under $100,000
| Term | Interest Rate | APY |
|---|---|---|
| 10 Years | 1.99% | 2.01% |
| 5 Years | 2.06% | 2.08% |
| 48 Months | 2.09% | 2.11% |
| 36 Months | 2.13% | 2.15% |
| 24 Months | 2.48% | 2.51% |
| 12 Months | 2.77% | 2.81% |
$100,000 and Over
| Term | Interest Rate | APY |
|---|---|---|
| 10 Years | 2.05% | 2.07% |
| 5 Years | 2.12% | 2.14% |
| 48 Months | 2.15% | 2.17% |
| 36 Months | 2.19% | 2.21% |
| 24 Months | 2.54% | 2.57% |
| 12 Months | 2.83% | 2.87% |
Minimum Opening Deposit is $1,000. APY is Annual Percentage Yield. A penalty may be imposed for early withdrawal.
Rates effective as of April 15, 2024
| Amount | Interest Rate | APY |
|---|---|---|
| Full Balance | 0.10% | 0.10% |
Minimum opening deposit is $100. APY is Annual Percentage Yield. Interest Rate is variable and may change after the account is opened.
Rates effective as of April 15, 2024
| Amount | Interest Rate | APY |
|---|---|---|
| Full Balance | 0.05% | 0.05% |
Interest Rate is variable and may change after the account is opened. Fees may reduce earnings. APY is Annual Percentage Yield.
Interest on all accounts, except certificates of deposit, IRA Specials and IRA certificates of deposits, begins to accrue no later than the business day the Bank receives credit for the deposit of non-cash items.
For purposes of determining applicable rates, deposit amounts are rounded down to the nearest dollar. For example, a balance of $14,999.90 would qualify for rates payable on deposits up to $14,999, not for rates payable on deposits of $15,000 or over.