Fraud Prevention
While living in a digital world is convenient, scammers are finding new ways to commit fraud. They hack innocent people’s property and target human emotion all to steal your identity.
At Morton Community Bank, when you report this type of fraud, we take it very seriously. It’s important to contact us to ensure that we can secure your accounts. Remember, MCB will only contact you and ask for personal information to verify a customer's identity.
Know the Scams
Elder Financial Exploitation: Scammers want funds, property, or assets. Sometimes the scammer is a family member or friend trying to gain the trust of a senior citizen.
Foreclosure Relief Scam: Scammers want your money or house. They often make false promises or request money quickly upfront.
Identity Theft: Scammers want your confidential information, like social security number, credit card number, or drivers license to use to commit fraud.
Imposter Scams: Scammers want to trick you into believing they are someone you know and trust.
Mail Fraud: Scammers want to buy valuable things with the information or money you send them through letters. They appear real but are completely fake.
Phishing: Click here to learn more.
Spoofing: Click here to learn more.
Grandparent Scam: Scammers want your money. They trick you into wiring or transferring money by posing as a grandchild or friend. The request will be urgent to send money because of trouble somewhere.
Charity Scams: Scammers are taking advantage of people’s kindness by impersonating charities.
Romance Scam: Scammers want to steal from you by creating an illusion of a close relationship. They desire to gain affection and ultimately your trust all behind online and mobile screens.
Steps to Living Secure
Usernames & Passwords
Do not share confidential information with anyone. Use special characters, numbers and letters to make passwords or a phrase of just words. Do not reuse passwords.
Online Security
Keep software up to date. Think before you click on links and attachments. When accessing your finances, do not connect to public WIFI.
Mobile Security
Add a password to lock your phone. Always keep your phone up to date. Not all apps in the app store are safe, so be cautious.
Remember to Be Aware
It’s important to be proactive in managing who has access to your accounts. A healthy, secure financial life is important to you and your Hometown Community Bankers.
