All branch locations will be closed Monday, May 27 in observance of Memorial Day.

Happy family talking with Realtor in their new home

Down Payment Assistance Program

If you want to buy a home and have a steady income and good credit, Hometown Community Banks and the Federal Home Loan Bank of Chicago can help.


Through the Downpayment Plus® Program*, up to $10,000 may be available to eligible homebuyers to use toward down payment and closing costs. Ask one of our loan officers today about the Downpayment Plus Program to see if you are eligible.

Homebuyers must meet income eligibility requirements and:
• Contribute at least $1,000 to the purchase of the home
• Complete pre-purchase homebuyer education and counseling
• Live in the home as your primary residence

Hometown Community Banks is committed to helping our neighbors. We can help lower your borrowing costs if you qualify for the Downpayment Plus Program.

Are you eligible? Click Here to find a Lender in your area.

*Downpayment Plus is a program from the Federal Home Loan Bank of Chicago. Restrictions apply. Please see the Federal Home Loan Bank of
Chicago’s website at for complete requirements. “Downpayment Plus” is a registered trademark of the Federal Home Loan Bank of Chicago. 

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Morton Community Bank
Morton, IL
NMLS #422122
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