All depositors are insured up to $250,000.00 by the Federal Deposit Insurance Corporation.
Rates may be unavailable in counties where the Bank does not maintain a branch facility.
Interest on all accounts, except certificates of deposit, IRA Specials and IRA certificates of deposits, begins to accrue no later than the business day the bank receives credit for the deposit of non-cash items.
For purposes of determining applicable rates, deposit amounts are rounded down to the nearest dollar. For example, a balance of $14,999.90 would qualify for rates payable on deposits up to $14,999, not for rates payable on deposits of $15,000 or over.