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Pocket Change

Build your savings with every debit card purchase you make.
Round up to the next dollar for every debit card transaction with a single transfer to the (savings or checking) account specified. Fees would not be rounded up. The calculation of the round up will occur at the end of each business day and post to your account the following business day.  

To get started:

  1. Make sure you have our spending and savings solutions.
    First, you'll need a Hometown Community Banks checking account with a debit card and savings account or checking account for the deposit to go into.
  2. Enroll
    Reach out to your friendly Hometown CSR and we'll get you the enrollment form.
  3. Shop
    Next, use your Hometown Community Banks debit card! Whether it's for everyday purchases such as groceries, prescriptions, the drive-thru... You can save! 
  4. Watch the savings add up.
    We'll round up your purchase to the nearest dollar amount and transfer the change from your checking account to your receiving account. It's that simple.

 

 Let's see the savings add up:

PurchaseSpentRound UpYou Save
Dinner$12.24$13.00$0.76
Groceries$101.83$102.00$0.17
Prescriptions$17.72$18.00$0.28
Gas$29.22$30.00$0.78

Total Spare Change = $1.99/week
That could add up to $103.48/year