Classic Checking


Your Funds, No Hassle
Looking for a bare-bones, no frills, just get-it-done checking account? Classic Checking with Hometown Community Banks makes it easy to keep track of your money with little effort and no stress.

How do I know if Classic Checking is the right choice for me?
A Hometown Community Banks Classic Checking Account has no minimum balance or monthly fees and does not earn interest. It’s simply a secure account to hold your money and use it at your leisure. So, if you like to keep things simple, this account is for you! 

What is the minimum deposit to open a Classic Checking account?
It takes only a $50 minimum deposit to open today!

What are the recurring fees?
There is no monthly service charge, no minimum balance required, and no charges for eStatements to hold a Classic Checking account with Hometown Community Banks! To receive paper statements, a $2 per month charge will occur—waived for Seniors (55+).

Can I manage my Classic Checking account online or with my mobile device?
Yes! You can manage your checking account via a mobile device with mobile banking and on your computer with online banking!

Does Hometown Community Banks offer youth or student banking options?
Hanging onto cash can be hard for constantly moving young adults. Hometown Community Banks offers the Amazing Checking & Savings Account that is perfect for young people that use their debit card as their primary source of funds.

Do you offer a simple checking account option for my business?
Yes! The most compatible would be our Free Business Checking Account!

What if I wanted to upgrade to an Interest Checking account later?
Not an issue! If you decide to switch to an Interest Checking Account later, just contact us! We’ll be happy to assist you in the transition!

Locations



Hometown Community Banks
Morton, IL
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