Amazing Savings

With this points-based savings account, you will earn rewards points each time you make a deposit,  plus an attractive APY on funds already saved.

0.50% APY1 on your Savings Balance
Earn an attractive 0.50% APY (paid in points) on the first $5,000 in your account. Plus, the portion of your balance over $5,000 will earn 0.05% APY. 

Interest Paid in Rewards Points
In order to give you plenty of rewards options, the interest for your Amazing Savings account will be credited in rewards points each month, rather than an automatic deposit to your account.   For example, if you earn $2.50 in interest for the month, you will receive 250 rewards points ($2.50 Cash Back value). 

Earn Rewards for Savings
We will reward you with 10 points each time you make a deposit into Amazing Savings.  

Redeem Your Points
Each time you redeem points, you get to choose what feels most rewarding to you.  On some days, it may be a $25 Starbucks gift card.  Other times, you might feel like an iPad, an airline ticket to Orlando, a charitable donation, or simply Cash Back.  Plus, if you want to store up points for a larger redemption item, any points you earn may be saved for up to four years from the date of issuance.  Check out all of the Amazing rewards options by clicking here.

When it is time to redeem your points you can do so quickly and easily through your online banking, or by calling the My Amazing Rewards center at (888) 659-9848.

Rates effective as of October 19, 2020
AmountInterest RateAPY
Portion $5,000 and below0.50%0.50%
Portion over $5,0000.05%0.05%

APY is Annual Percentage Yield.
Interest is paid in points, redeemable for cash, gift cards, merchandise or travel.  Each point has a Cash Back redemption value of $0.01. Points will expire four years after the date of issuance, and are redeemable on a first-in, first- out basis.   Amazing Savings is available to consumers only and is limited to three (3) accounts per person.  A consumer account is one that is used primarily for personal, family or household purposes.  eStatements required.  Paper statements are available for $2 per statement cycle.  Minimum Opening deposit is $50. Interest Rate is variable and may change after the account is opened.  Fees may reduce earnings on account. 

View Current Rates


Hometown Community Banks
Morton, IL
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