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The Amazing Account

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Choose the checking account that pays you back in points.
Are you ready to be rewarded for your frequent debit card usage?  The Amazing Account is the perfect choice allowing you to earn points and choose what is most rewarding to you!  This account also offers a high APY on the first $5,000 in the account and the rewards are ‘amazing’ for you and your wallet.

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Do you want to see how your points could add up? Click Here.
Interested in your reward options? Click Here.

Account Details:

Minimum Opening Deposit:
There is a $50 minimum deposit to open your account.
Minimum Balance:
There is no minimum balance.
Monthly Service Fees:
There is no monthly service fee and no fee for eStatements. To receive paper statements, a $2 per month fee will apply.
Extra Benefits:
You may use any ATM outside of the Hometown Banks network and the Amazing Account will pay you back the convenience fee in points - up to $10 fee credit per month.
Account Requirements:
To qualify for the high APY, 10 or more debit card transactions must post and clear your account.  Otherwise, a flat market rate of interest will be applied to the full account balance.

Interest is paid in points that can be redeemed for Cash Back, Gift Cards, Merchandise and more! Points can be redeemed at any time and expire after 4 years.

Quick Access:

P Online Banking linkP Mobile Banking buttonP Debit Card button

Rates effective as of October 12, 2021
AmountInterest RateAPY
Portion $5,000 & below1.01%1.01%
Portion over $5,0000.05%0.05%

Minimum Opening deposit is $50.  Interest is paid in points that are redeemable for cash, gift cards, merchandise or travel.   We use the average daily balance method to calculate interest on The Amazing Account.  Points will be credited to you monthly on the second business day following month end.  Each point has a Cash Back redemption value of $0.01.  Points will expire four years after the date of issuance and are redeemable on a first-in, first-out basis. Stated interest rate and APY is paid on the first $5,000 in your account provided 10 debit card purchases post and clear your account during the monthly statement cycle. Otherwise 0.05% APY is paid on the entire balance in your account.  The Amazing Account is available to consumers only and is limited to two accounts per person.  A consumer account is one that is used primarily for personal, family or household purposes.  eStatements required.  Paper statements are available for $2 per month.  Interest Rate is variable and may change after the account is opened.  Fees may reduce earnings on account. APY is Annual Percentage Yield.

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