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Do you always believe “something amazing” is within your reach? If so, we are your kind of bank. We are constantly exploring for the next big idea, which is how 'Amazing' was born!
With The Amazing Account, you can earn rewards points, enable your mobile lifestyle, and enjoy a local experience delivered by our passionate bankers. It's truly a checking account worthy of its name!
5.01% APY1 on your Checking Account
Earn a whopping 5.01% APY (paid in points) on the first $5,000 in your account, when 10 debit card purchases post and clear your account during the monthly statement cycle. Plus, receive 0.10% APY on the portion of your balance over $5,000.
Interest Paid in Rewards Points
We think you should choose what feels most rewarding to you. So, in order to give you plenty of rewards options, the interest for your Amazing account will be credited in rewards points each month, rather than an automatic deposit to your account. For example, if you earn $7.50 in interest for the month, you will receive 750 rewards points ($7.50 Cash Back value). With points, you then get to choose how you want to be rewarded!
Debit Card Rewards
Receive 10 rewards points each time you make a debit card purchase 2
'Extra Credit' Points for up to $10 in Convenience Fees
When you pay a convenience fee while using Mobile Deposit, Popmoney or any ATM...Amazing pays you back in monthly rewards points (up to $10 fee credit per month). Since this credit is provided in rewards points rather than an automatic cash refund, you can redeem the points any way you would like. As an example, pay an ATM fee of $2.50 and you will earn 250 rewards points ($2.50 Cash Back value). Amazing is already extraordinary, so we call this feature 'Extra Credit'!
Redeem Your Points
Each time you redeem points, you get to choose what feels most rewarding to you. On some days, it may be a $25 Starbucks gift card. Other times, you might feel like an iPad, an airline ticket to Orlando, a charitable donation, or simply Cash Back. Plus, if you want to store up points for a larger redemption item, any points you earn may be saved for up to four years from the date of issuance. Check out all of the Amazing rewards options by clicking here.
When it is time to redeem your points you can do so quickly and easily through your online banking, or by calling the My Amazing Rewards center at (888) 659-9848.
Enable Your Lifestyle
Mobile App - Access our mobile banking app while on the go
Mobile Deposit - Deposit checks by taking a picture with your smart phone3
Popmoney - Send money to friends and family via text or email4
Text Banking - Check your account balance by sending a text message5
CardValet - Turn your debit card on and off and control how and when it may be used
Discounted "Clock Tower" checks 6
Free Online Banking and Bill Pay
Free MasterCard Debit Card
No monthly service fee or minimum balance requirement
Paper Statement: While an eStatement is standard to The Amazing Account, for just $2 per month you may receive a paper statement for your account.
Double Extra Credit: Double Extra Credit is for people that pay a lot of convenience fees, such as ATM fees. The Amazing Account offers a standard Extra Credit of up to $10 per month. However, by upgrading to Double Extra Credits for just $2 per month, you increase your fee credit to a $20 limit per month, rather than the standard $10.
Base Interest Rate
In monthly statement cycles when ten debit card purchases do not post and clear in your account, you will still receive a base rate APY of 0.10% on your entire balance. Your APY will be credited to you in rewards points each month.
You tell us about a typical month.
We will estimate your points.
What is your average checking account balance?
How many debit card purchases will clear your account?
How much do you pay in ATM/Mobile Deposit/Popmoney fees?
18,000 points = $180 Cash Back or Travel Credit
or other redemption choice
Compared to Your Experience At Other U.S. Banks
$1 total interest earned for the entire year
Based on FDIC national average of 0.04% APY* for regular interest checking, effective 02/01/2016
*Annual Total assumes monthly activity is repeated for 12 months.
Rates accurate of as 5/2/2016. 1 - APY is Annual Percentage Yield. 2 - Applies to first 10 debit card purchases each statement cycle. 3 -A convenience fee of .50 applies to each check deposited. 4 - Convenience fee applies. Contact the bank for more details. 5 - Data and message charges from your carrier may apply. 6 - First order on new accounts only.
Interest is paid in points, redeemable for cash, gift cards, merchandise or travel. Each point has a Cash Back redemption value of $0.01. Points will expire four years after the date of issuance, and are redeemable on a first-in, first- out basis. 5.01% APY interest is paid on the first $5,000 in your account provided 10 debit card purchases post and clear your account during the monthly statement cycle, otherwise 0.10% APY is paid on the first $5,000 in your account. 0.10% APY interest is paid on the portion of your balance over $5,000. The Amazing Account is available to consumers only and is limited to two accounts per person. A consumer account is one that is used primarily for personal, family or household purposes; all other accounts are business accounts. eStatements required. Paper statements are available for $2 per statement cycle. Minimum Opening deposit is $20. Rate is variable and may change after the account is opened. Fees may reduce earnings on account.