Pot O' Gold Checking


Watch your green turn into gold, with Pot O' Gold Checking! Receive super-premium interest and up to $15 in nationwide ATM fee refunds, simply by meeting one monthly requirement.

Pot O' Gold Checking is fun, free, and really rewarding!!! Get started today with only $50 minimum deposit to open.

Monthly Rewards

  • 2.01% Annual Percentage Yield (APY) on balances up to $10,000
  • Competitive interest on portion of balances over $10,000
  • Up to $15 in nationwide ATM fee refunds

Additional Benefits 

Simple Requirement to Earn Rewards:

To earn Pot O' Gold rewards, you must have at least 13 debit card purchases post and clear during the monthly qualification cycle. And, even when you don't meet the rewards requirement, you will still earn a base-rate APY of 0.15% and enjoy a fun free checking account.

Pot O' Gold Checking accounts with at least 13 debit card transactions cleared and posted in a statement cycle will earn rewards interest of 2.01% annual percentage yield applied to the first $10,000 in the account and 0.15% annual percentage yield on the portion above $10,000. When the monthly reward requirement of 13 debit card transactions is not attained, 0.15% annual percentage yield will be applied to the full account balance. E-statements are required. Valid email address required. Minimum opening deposit is $50. Rate is variable and subject to change.

Rate accurate as of 8/3/2015.

*Mailing charges apply

Rates effective February 1, 2016 to February 7, 2016
AmountRateAPY
Portion $10,000 & below1.99% 2.01%
Portion over $10,0000.15%0.15%
**$50 Minimum Opening Deposit. If monthly account activity requirements detailed in the Pot O' Gold Checking Account Disclosure are not met, interest for that month is computed at .15% APY.

View Current Rates
Hometown Community Banks
Morton, IL
© 2016 - All Right Reserved
WEB DEVELOPMENT AND WEB HOSTING BY STELLAR SYSTEMS, INC.