Home Equity Loans

Looking to begin a home improvement project, invest in your future, or consolidate debt? Access the equity in your home and get started today.

A home equity loan is a good solution if your borrowing need is a one-time event. You receive the requested funds in a one-time payout, and then pay the loan back on a fixed repayment schedule. If you desire greater borrowing flexibility, check out our flexible line of credit option.

  • Funds can be used for almost any purpose
  • Receive funds in one-time payout
  • Pay back loan on fixed repayment schedule
  • Variety of terms to fit your life stage
  • Loan amount based on the equity in your home
  • Interest may be tax-deductible*

*Consult a tax adviser.

Line of Credit

If your borrowing need may be ongoing, a flexible home equity line of credit (HELOC) may be just what you are looking for. With a HELOC, you can advance funds on the line as you need them, up to a pre-determined credit limit.


  • Competitively low interest rates
  • Borrow funds as you need them
  • Interest may be tax deductible*

*Consult a tax adviser.

Offer of credit is subject to credit approval


Hometown Community Banks
Morton, IL
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