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Welcome Marine Bank Customers! Click here for the June 12, 2023 Conversion Guide.

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Certificates of Deposit

Designed to help you confidently plan ahead with a fixed interest rate.

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Add certainty to your strategic plan with cash that will be available when you need it. A Certificate of Deposit (CD) helps you plan ahead with confidence, giving you a fixed-rate during the length of your term. Hometown Community Banks offers higher rates on longer term CDs with terms ranging from 3 months to 10 years.


  • Earn a guaranteed rate of return by locking in your funds.
  • Choose from terms ranging from 3 months to 10 years.
  • Avoid fluctuating markets or complicated investment choices.
  • Renew your CD at the market rate.
  • Open your account with a minimum deposit of $1,000.

Looking for FDIC Insurance protections for amounts over $250,000? Certificate of Deposit Account Registry Service (CDARS) offers FDIC Insurance up to $50 million. Contact your local Hometown Banker for specific CDARS terms and rates.

A Business Services Team Member will be glad to analyze your current activity and propose the best account structure to meet your goals as they understand your priorities and objectives. 
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