Replacing OOPS with PAT
You just realized that you forgot to write your rent check in the checking ledger....and it's clearing your account today! You are always extremely careful with your finances and the idea of overdrawing your checking account is unthinkable. But wait! Peace of mind is still within your reach with a Pre-Authorized (PAT) Transfer!
When you experience a temporary shortfall in your checking account, a PAT Transfer will automatically pull funds from your designated savings account in order to help cover the shortage. There is no cost to add this protection to your checking account, and the only charge to you will be a $5 service fee when a transfer actually occurs.
We understand that it can be difficult to prevent the unexpected. With a PAT Transfer, you can have peace of mind, knowing that your savings dollars are always backing you up!
What's my BAL?
With Text Banking, you can keep an eye on your balance at all times. Once enrolled, simply text "BAL" to us and we will immediately respond with your account balance. You can sign up by logging into Online Banking and choosing "Mobile Banking Profile" from the Options menu.