Conventional Loans
Secure conventional mortgage loan financing for various types of real estate.
Hometown Banks offer multiple loan products for home mortgage, land purchase, rental properties, and recreational land. Our dedicated Lending Team is eager to help guide you through the process.
Pre-Qualification
You can take the first step by obtaining a pre-qualification letter confirming the amount you may be able to borrow. Once you are ready to buy, contact your Loan Officer to complete the application process.
Visit our Resources page to gain insight into the mortgage process, including:
- Mortgage calculators to help create estimated payments
- Frequently asked questions regarding the loan application process and loan closing
- Glossary of terms that may be used when you purchase your home
Conventional Loans
Traditional loan products to meet your needs. Loan features include:
- Adjustable Rate Mortgages (ARM)
- Fixed-rate new construction loans
- Lot Loans
- Loans for rural properties with acreage
- Fixed and adjustable rate jumbo loans
- Fixed Rate 1-4 family investment property loans
Are you ready to move forward? Click Here for Lender contact information. You can also begin by completing our online application process. A Community Banker will contact you after you submit your application.
Certain qualifications and restrictions apply. Offer of credit is subject to credit approval.