If you chose every email except the one from Cousin Betty, you were right.

The first email is a fake receipt for a purchase on your credit card. When you contact the sender to explain you made no such purchase, the con artists gain enough information about your credit card that they can now use it.

The third email claims your online bank account has been suspended until you click on a link in the message and submit your Access ID and password to reactivate it. No bank will ever send you an email like this. If you do as it requests, you will be giving your online banking information to a con artist.

The fourth email claims to be from a former official of a foreign country who needs your help moving a large sum of money into the United States. For helping you will be rewarded with millions of dollars. But the official is not real and the money does not exist. Victims of this con are asked by the criminal to pay a "small" fee to facilitate the transfer of funds. If you send the fee, you will receive nothing in return. Another version of this scam requests that you provide your bank account information so the money can be deposited into your account electronically. If you provide that information, the con artist will withdraw money from your account instead of depositing money.

The last email claims to be a notice that you have won a lottery you never entered. Again you must pay a fee or taxes on your winnings. This con artist will even send you a bank check in the amount of the fee so you don’t have to pay it out of your own funds! You deposit the check, wire the same amount back to the con artist, and then wait for your lottery winnings. The problem is there are no lottery winnings and the check you received was forged and will not be honored by your bank.