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Personal Checking
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Free Checking |
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Free Checking is a non-interest bearing account with no minimum balance
requirements, monthly service charges or activity fees. E-statements are
available. Minimum opening deposit $50. |
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Pot O' Gold Checking |
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Pot O’ Gold Checking is an interest bearing account with no minimum
balance requirements and no monthly service or activity charges. An
account with at least 13 debit card transactions in a statement cycle
will earn rewards interest and foreign ATM refunds up to $15. Rewards
interest is a generous market rate applied to the first $10,000 in the
account and a lesser market rate on the portion above $10,000. When the
monthly reward requirement of 13 debit card transactions is not
attained, a flat market rate of interest will be applied to the full
account balance. Interest is paid monthly on daily available balance.
E-statements are required. Minimum opening deposit $50. |
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Available Balance |
Interest Rate |
Monthly Service Charge |
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Portion $10,000
and below |
Market |
None |
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Portion over $10,000 |
Market |
None |
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E-Checking |
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E-Checking is a non-interest bearing account with no minimum balance
requirements and no monthly service charges. Foreign ATM refunds are
credited to the account up to $25 per statement cycle. A $1 per check
fee is assessed when more than five checks clear the account per
statement cycle. E-statements are required. ATM/check card access
available. Minimum opening deposit $50. |
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Interest Checking |
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Interest Checking is an interest bearing account designed to pay you
more as you save more. An average available balance of $1,000 is
required to earn interest and avoid $8 monthly service charge. Interest
is paid monthly on daily available balance. E-statements are available.
Minimum opening deposit $50. |
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Available Balance |
Interest Rate |
Monthly Service Charge |
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$15,000 and up |
Market |
None |
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$5,000 to $14,999 |
Market |
None |
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$1,000 to $4,999 |
Market |
None |
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$0 to $999 |
* |
$8.00 |
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Money Market Account |
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Available Balance |
Interest Rate |
Monthly Service Charge |
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$10,000 and up |
Market |
None |
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$2,500 to $9,999 |
Market |
None |
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$2,499 and below |
* |
$8.00 |
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Free checks. Minimum opening deposit $100. Federal regulations limit the number of checks
written or pre-authorized transfers on money market accounts to 6 total
per month. Unlimited withdrawals in person or by mail. |
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Prime Money Market Account |
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Available Balance |
Interest Rate |
Monthly Service Charge |
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$25.000 and up |
Market |
None |
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$15,000 to $24,999 |
Market |
None |
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$14,999 and below |
* |
$25.00 |
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Prime Money Market requires owner to have at least
one additional account with Morton Community Bank. Free checks. Minimum
opening deposit $15,000.
Federal regulations limit the number of
checks written or pre-authorized transfers on money market accounts to 6
total per month. Unlimited withdrawals in person or by mail. |
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Senior
Citizens Checking (55+) |
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Our Free Checking
Account with free personalized "Hometown" checks and checkbook cover.
Free notary service. Free money orders and cashier checks (Limit 3 a
month). Goldens "group" with free newsletter and coffees. Trips, special
events and seminars. One free ‘goldens’ account per household... all
rules apply. No minimum balance required. Interest checking available;
all rules apply. |
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