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| Deposit Rates |
| 1/30/2012 - 2/5/2012 |
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Rates may not be available outside of Tazewell, Peoria, Woodford, Mason, Marshall, McDonough, Fulton, Livingston and McLean Counties in Illinois. Please contact us for a copy of our Schedule of Services for additional policies and services related to deposit accounts. Rates subject to change without notice. "APY" is Annual Percentage Yield |
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Checking |
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Rate and APY are shown in percent |
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Pot O'
Gold Checking |
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| Portion $10,000 & below | 2.48 | 2.51 |
| Portion over $10,000 | 0.15 | 0.15 |
| If monthly account activity requirements detailed in the Pot O' Gold Checking Account Disclosure are not met, interest for that month is computed at .15% APY. | ||
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Money Market |
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| Amount | Rate | APY |
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$10,000 & up |
0.10 | 0.10 |
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$2,500 - $9,999 |
0.05 | 0.05 |
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$2,499 & below |
0.00 | 0.00 |
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$15,000 minimum |
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| Amount | Rate | APY |
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$25,000 & up |
0.46 | 0.46 |
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$15,000 - $24,999 |
0.15 | 0.15 |
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$14,999 & below |
0.00 | 0.00 |
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$50 minimum |
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| Amount | Rate | APY |
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$15,000 and up |
0.24 | 0.24 |
| $5,000 to $14,999 | 0.16 | 0.16 |
| $1,000 to$4,999 | 0.05 | 0.05 |
| $999 & below | 0.00 | 0.00 |
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Free
Checking & E-checking |
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| Amount | Rate | APY |
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$1,000 and up |
0.00 | 0.00 |
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$999 & below |
0.00 | 0.00 |
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Savings |
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| M=Months | Y=Years |
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Rate and APY are shown in percent |
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Certificate Specials - $10,000 Min. |
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| Under $100,000 | $100,000 and Over | |||
| Term | Rate | APY | Rate | APY |
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7 M |
0.55 | 0.55 | 0.61 | 0.61 |
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Upon maturity, 7 Month CD with renew at the current 6 month rate and term.Upon maturity, |
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Certificates of Deposit - $1,000 Min. |
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| Under $100,000 | $100,000 and Over | |||
| Term | Rate | APY | Rate | APY |
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10 Y |
2.13 | 2.15 | 2.19 | 2.21 |
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5 Y |
1.41 | 1.42 | 1.47 | 1.48 |
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48 M |
1.02 | 1.02 | 1.08 | 1.09 |
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36 M |
0.65 | 0.65 | 0.71 | 0.71 |
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24 M |
0.42 | 0.42 | 0.48 | 0.48 |
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18 M |
0.31 | 0.31 | 0.37 | 0.37 |
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12 M |
0.20 | 0.20 | 0.26 | 0.26 |
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9 Mo |
0.18 | 0.18 | 0.24 | 0.24 |
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6 Mo |
0.15 | 0.15 | 0.21 | 0.21 |
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3 Mo |
0.11 | 0.11 | 0.17 | 0.17 |
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Regular Passbook
Savings |
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| Amount | Rate | APY |
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$100 & up |
0.10 | 0.10 |
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Below $100 |
0.00 | 0.00 |
| Amount | Rate | APY |
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Full Balance |
0.25 | 0.25 |
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Individual Retirement Account Special |
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| Under $100,000 | $100,000 & Over | |||
| Term | Rate | APY | RATE | APY |
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5 Y |
1.51 | 1.52 | 1.57 | 1.58 |
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IRA Accounts - $1,000 Minimum |
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| Under $100,000 | $100,000 and Over | |||
| Term | Rate | APY | RATE | APY |
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10 Y |
2.13 | 2.15 | 2.19 | 2.21 |
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5 Y |
1.51 | 1.52 | 1.57 | 1.58 |
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48 M |
1.02 | 1.02 | 1.08 | 1.09 |
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36 M |
0.65 | 0.65 | 0.71 | 0.71 |
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24 M |
0.42 | 0.42 | 0.48 | 0.48 |
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18 M |
0.31 | 0.31 | 0.37 | 0.37 |
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12 M |
0.20 | 0.20 | 0.26 | 0.26 |
| Amount | Rate | APY |
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All Balances |
0.10 | 0.10 |
| Amount | Rate | APY |
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Full Balances |
1.00 | 1.00 |
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Interest on Certificates of Deposit begins to accrue on the business day you deposit non-cash items. Interest on all other accounts begins to accrue no later than the business day the bank receives credit for the deposit of non-cash items. For purposes of determining applicable rates, deposit amounts are rounded down to the nearest dollar. For example, a balance $14,999.90 would qualify for rates payable on deposits up to $14,999, not for rates payable on deposits of $15,000 or over. Interest is calculated daily on daily available balance and credited monthly. Annual Percentage Yield (APY) calculations are for a one year period (365 days) and compounded on a monthly basis. See us for specific details on Christmas Club Accounts. Specials cannot be combined with other offers. Account fees may reduce earnings. Withdrawals of interest will reduce earnings. Interest rates are based on local market conditions and subject to change at any time. Early withdrawal penalty may be imposed |
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